When you borrow at Puerto Rico Farm
Credit, we have a full range of flexible payment plans that allow you to pay
monthly, quarterly, semi-annually or annually, and each has an account draft
option. We do not sell checking accounts, savings accounts, CDs or trust
services. We do not require compensating balances when you establish a loan with us.
Real Estate and Farm Improvement Loans
Fixed, variable and adjustable rate
mortgages are available with several maturities. You may choose to finance full
and part-time farms. We also make long-term rural home loans. Fixed rate
construction to permanent long-term financing is available.
Equipment and Irrigation Loans
Upgrade or replace inefficient equipment
and take advantage of dealer cash discounts by financing through Farm Credit. To
make sure your operation prospers through drought conditions, arrange an
irrigation loan through Farm Credit.
Revolving and annual lines of credit are
available to farm owners and operators. Payment schedules can be established to
conform with your income from crop or livestock sales.
Automobile and Personal Loans
We provide loans for cars or trucks,
college tuition or just about any credit need for farm owners and operators. As
with our other loans, payment schedules can be tailored to coincide with your
Credit Life Insurance
You have a choice of several plans -
offered at competitive rates - that would pay all or a portion of your
outstanding debts, depending on the level of protection purchased.